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Rhode Island Health Insurers Propose Significant Rate Hikes

June 14, 2025 - 03:21

Rhode Island Health Insurers Propose Significant Rate Hikes

On Friday, the Office of Health Insurance Commissioner (OHIC) unveiled the proposed premium rates for individual, small group, and large group markets submitted by health insurance companies in Rhode Island. The requests indicate a troubling trend, with most insurers seeking rate increases exceeding 20%. Notably, Blue Cross Blue Shield of Rhode Island has proposed the most substantial increase, asking for a staggering 28% hike for individual policyholders.

These proposed increases come amid ongoing discussions about healthcare affordability and access in the state. Stakeholders are expressing concern over the potential impact on consumers, particularly those who may struggle to afford the higher premiums. The OHIC will review these requests and engage with the insurers to determine the final rates that will be implemented. As the state navigates these challenging economic times, the outcome of this review could significantly affect many Rhode Islanders' access to necessary healthcare services.


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